The Nelson Law Group

Protecting Your Car Accident Settlement: Georgia’s Health Insurance Reimbursement Statute

By Pierce Blitch

Imagine securing a $100,000 settlement after a tragic automobile accident, only to face another challenge: your health insurance company’s claim to a slice of your settlement pie. Can they justly demand reimbursement for the medical expenses they covered? Here’s where a quality attorney becomes your best friend.

Under Georgia’s “Reimbursement Statute,” specifically §33-24-56.1, the waters are murky. This law sets a boundary for insurance companies, barring them from reimbursement claims unless you’ve been made whole for both your tangible and intangible losses. The complexity of this statute requires a deep dive into Georgia’s legal intricacies to ensure you’re not shortchanged.

Another layer to this legal maze is O.C.G.A. §33-24-56.1(f). Your coverage cannot be compromised or reduced by your health insurance company as a counterbalance for reimbursement. Additionally, insurance policies that clash with this mandate are prohibited. As the injured party, a clear process for notifying your benefit provider about the personal injury claim is outlined in O.C.G.A. §33-24-56.1.

The takeaway? A comprehensive grasp of your policy and the governing laws is paramount. This knowledge empowers you to hold your ground against insistent insurance companies, safeguarding the compensation rightfully yours due to the injuries you’ve endured.

Ensuring that your health insurance company adheres to the legal boundaries and doesn’t overstep in seeking reimbursement from your personal injury claim necessitates the expertise of a seasoned Georgia lawyer. For legal insights tailored to your situation, consider reaching out to The Nelson Law Group.


We fight for you, and we don’t back down. We don’t hold back on providing our clients the best possible personal injury representation available. If you, a family member, or a close friend has been injured in a car accident or other personal injury, contact The Nelson Law Group today at 706-434-8770 or visit us at 7004 Evans Town Center Blvd., Third Floor, Evans, Georgia 30809 to discuss your unique case and our creative strategies with one of our experienced attorneys.

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